Rewards Terms and Conditions

When you apply, we check your credit report. This initial (soft) inquiry will not affect your credit score. If you receive an offer, you will have the opportunity to accept your offer which may impact your credit score. Approval is subject to meeting the lender’s credit criteria, which includes demonstration of your ability to repay. Not all applications will be approved.
Get up to 2% cash back on qualifying automotive related purchases and 0.5% cash back on all other purchases made with the card. Wilshire Consumer Credit provides the rewards program for the Westlake Black Visa^® Credit Card. See Rewards Program Terms and Conditions for more details.
See Application Terms and Conditions for details.

Westlake Black Visa^® Credit Card is issued by Stride Bank, N.A. pursuant to a license from Visa^® USA, Inc.
Wilshire Privacy Policy

Stride Bank, N.A., Privacy Policy

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What this means for you: When you open an account. we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

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